Don't be overwhelmed by selling your structured settlement payments. Give it some thought. Do you want sell your structured settlement to improve your home or to buy a much needed car? You may have lost a job and need to pay bills.

One doesn't have to sell the whole structured settlement. There are choices: sell some payments, sell only the lump sum payments or sell part of the monthly payment (say one half) which will give you a lump sum payment while still enjoying some portion of a reduced monthly payment.

You want to find find a company or broker who purchases structured settlements and who can answer all your questions. The process will take a good 2 to 4 months to complete, so I think you will need a person you feel comfortable with.

Your going to need a copy of your structured settlement annuity, the settlement agreement and release, a photo ID, recent check and the company's application. The person you are dealing with should be able to help you get the necessary documents.

I want to point out that if you depend on your payments to pay important bills like your rent/mortgage, food and electricity, selling your payments may not be in your best interest. Look elsewhere for a loan. Your going to find yourself in big trouble when the money runs out. Just a heads up.

You can reach me if you need any help or have questions.