Lawsuit Loans – Do Chiropractors Hurt Your Chances of Obtaining Settlement Funding? Part II

Part I of this series revealed that many insurance carriers seek to convince individuals that the services chiropractors perform hurt, not help, your chances of obtaining a lawsuit loan. Although insurance carriers have many reasons to assert the foregoing, the fact is that settlement funding is often enhanced because chiropractors are willing to see those who suffer injury due to the fault of someone else’s negligence, providing care and treatment that physicians and surgeons refuse to provide, working closely with the injured individuals and also attempt to coordinate care with physicians and surgeons willing to co-manage such cases.

Your lawsuit loan has a much greater chance of being granted if your case actually has demonstrable damages and losses. Settlement funding is unlikely if your physician denies that the event on which your claim is predicated even occurred, let alone documents injuries and losses attributed thereto.

Chiropractors, if they accept your case and they are experienced in the management of such cases, can be of tremendous assistance to you, your attorney, and the lender.

It is very difficult to establish the extent of injuries sustained if there is no mention the mechanism by which those injuries occurred in the medical record. Your attorney’s options are limited. There is little that you can do once this is discovered. One reason, and one reason only, serves as the basis of this situation’s frequent occurrence. Losses arising as a result of someone else’s (i.e., third-party) negligence are not covered by most insurance policies.

The best way for physicians to avoid this obstacle is to pretend that the third-party played no role in your injuries. This is often the lynchpin on which the insurance carrier will deny that you suffered injury in the first place!

The injuries you sustained and for which you are awaiting a lawsuit loan, as we discussed in Part I, are frequently conditions in which chiropractors receive extensive training, enabling them to very effectively evaluate, diagnose, and treat them. Your ability to obtain settlement funding will certainly increase when both the nature and extent of your injuries are clearly identified.

Want to find out more about lawsuit loans, then visit Dr. Tom Rhudy’s site on how to choose the best settlement funding for your needs.